Stanford University 2026 Insurance Market Report

Wildfire is shaping the CA Insurance Market. Stanford University Climate and Energy Policy Program has released a white paper that looks at the current home insurance crisis with origins like Prop 103 that goes back as far 1988.  Proposition 103, although enacted to manage a surge in the auto insurance premiums, established a statutory framework […]

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It doesn’t take big flames to burn the house down

If huge organizations can’t control a wildfire, how can I control a wildfire? It’s not a matter of controlling a wildfire, it’s a matter of changing the conditions of the house. Getting an assessment is what all homeowners can do. – Jack Cohen Ph.D Your Home Can Survive a Wildfire Jack Cohen, Ph.D., is often

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Insurance Companies Are Coming Back

Finally, good news about home insurance. Zurich US has submitted a commercial property insurance rate filing under California’s Sustainable Insurance Strategy. It is one of the first large commercial carriers to join the state’s effort to stabilize its insurance market. The strategy was created by California Insurance Commissioner Ricardo Lara. It is designed to expand the availability of

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Regional Firewise Leader Workshop

Standing-room-only workshop highlighted the urgent need for community action.Since the event three weeks ago, we have experienced two local wildfires. Six Educational Panels Promoted Wildfire Mitigation Education  On May 9th, 2026, at the Calabasas Community Center, about 150 regional Firewise community leaders and industry stakeholders, including volunteers from EPIC-FSC (Emergency Preparedness in Calabasas – A

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Zone Zero Update May 9 2026

If you missed the April 23, 2026, Zone Zero Board of Forestry and Fire Protection update, Yana Valachovic, UC ANR Fire Network – Community Resiliency and Built Environment, gives us a recorded comprehensive breakdown and summary of the Draft Regulations by the Board of Forestry and Fire Protection, that was presented at a Firewise Leader

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Important Post Wildfire Rebuild Information

Wildfire mitigation is not only about home hardening and defensible space. There are many other items and preparations that should be in place before the event of a wildfire. Important things you can do today, to make your recovery easier. Wildfire mitigation is taking action to prevent wildfire. However, having a clear understanding of what

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Sandy Fire: Report From My Backyard

In trying to reflect on the Simi Valley Sandy Fire, we could think of nothing better than to publish, with permission, a letter sent to us by Debbie Bernard, the Firewise Leader for The Woodlands Firewise Community. Our HOA, The Woodlands in Simi Valley, was battle tested this past week with the Sandy fire. Fire

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Topanga Summit to Summit Pile Burn Project

Assistant Chief Drew Smith, LA County Fire Dept., and Assistant Chief Brad Weisshaupt, Forestry, LA County Fire Dept., explained the process of Prescribed Burns. Definition: A Prescribed Burn is a low intensity planned fire conducted by trained and experienced crews and land managers completed within a specific weather and fuel condition window or “prescription” to achieve

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Board of Forestry Zone 0 Rule Plead Summary – April 23, 2026

California Zone 0 Draft Regulations – Summary (April 2026) On Thursday, April 23, 2026, the Board of Forestry and Fire Protection, held a Zone 0 Regulatory Advisory Committee Meeting at the Calabasas Community Center, to present a draft of their most recent Rule Plead Summary. The following is a summary of the Draft Regulations. Please

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The True Cost of Rebuilding

The True Cost of Rebuilding: Why Mitigation Is the Only Affordable Option Let’s do the math that the real estate industry, the development industry, and frankly, most of local government would rather you didn’t do. Because when you actually run the numbers on what it costs to rebuild after a major wildfire — versus what

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