United Policyholders

What to do about Home Insurance Cancellation

Many homeowners in our community have received letters from their insurance companies either canceling their insurance or giving them a short amount of time to address a list of wildfire-related issues. In our last newsletter [CA Insurance Crisis – Oak Park Fire Safe Council (opfsc.org)], our article on insurance covered the California Department of Insurance […]

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Oak Park’s First Firewise Community

Congratulations to Oak Park’s first Firewise USA community. In an article in last month’s newsletter, we discussed the National Fire Protection Association’s (NFPA) Firewise Program, which was specifically developed to protect communities from wildfire. The program improves the wildfire resiliency of the community and the individual homes and is recognized for doing so by California

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Oak Park Fire Safe Council March Update

February’s council agenda focused on further developing the projects identified in our January Strategic Planning Session, including the following major activities: We held a first annual Firewise meeting for three of our homeowners Associations in Oak Park: Canyon Cove, Country Glen and Country Meadows. At this session we overviewed the next steps with Firewise and

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Required Insurer Discounts

CDI Guidelines Require Insurers to Reward Firewise homeowners for wildfire preparation. The following excerpt from California Department of Insurance regulations became effective on October 14, 2022, dictating that insurers are required to offer state residents discounts for both community-level fire mitigation, such as a Firewise designation, and for meeting the specific requirements listed below for

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CA Insurance Crisis

The following article was contributed by Mike Thayer, CWMS, Property Risk Specialist for Allied Disaster Defense & Restoration, which gives us a unique perspective of how we got into the current home insurance crisis. Changes are here and more are coming, and it will affect you! Introduction Many homeowners in California have been impacted by the current wildfire

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Media Creek Mitigation

Medea Creek Wildfire Brush Mitigation

The Rancho Simi Recreation and Park District (RSRPD) was just awarded a grant by the Santa Monica Mountains Conservancy to enhance the defensible space along Medea Creek. These open-space riparian areas are wholly owned and maintained by RSRPD.  Ventura County Fire Department’s Fire Hazard Reduction Program and Home Ignition Zone guidelines call for mitigation of

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Firesafe Council November Update

October was again a busy time for the Oak Park Fire Safe Council (OPFSC). We continue the Firewise process with several HOAs, and we continue to do more and more assessments for our homeowners. Accomplishments this month included: Several OPFSC board members attended the California Wildfire Conference. The Ventura County Resource Conservation District, in partnership with

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Firewise Community Strategies and Best Practices for Success

The National Fire Protection Association (NFPA) developed the Firewise program specifically to protect communities from wildfire.  The program improves the wildfire resiliency of the community and the individual homes and is recognized for doing so by California and its insurance companies. This improves the likelihood of your entire community retaining insurance and reducing the cost

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