Do CA Insurers Reward Wildfire Resilience

California’s recent regulations. This PDF document by Carolyn Kousky and Xuesong You, from Insurance for Good (insuranceforgood.org), provides a comprehensive breakdown of California’s recent wildfire insurance-related regulations, incentives, and discounts. It includes detailed mitigation discounts given by California’s top insurers. Click on the image below to view the PDF:

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Handbook For Fire Risk Mitigation

Make sure your contractors and landscapers review this handbook BEFORE working on your home. This WUI Virtual Handbook for Fire Risk Assessments and Mitigation, from the Society of Fire Protection of Engineers (SFPE) and the SFPE Foundation, is an excellent resource for residents, contractors, landscapers, or anyone doing work on your home. It does an excellent

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OPFSC November 2025 Update

The Goats Were Back! Your Oak Park Fire Safe Council represented well at the Ventura County Supervisor’s Office yearly community event at Fire Station 36 on October 25th. The goats were back along with the newly added library. Triunfo Water District and Athens Waste Disposal were there with their equipment, along with CERT, the local

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OPFSC October 2025 Update

Fire Station 36 Open House Saturday, October 25th, 10 am – 3 pm Fall is upon us and with it, fire season becomes top of mind. It’s a great time to be proactive to better secure your home from a devastating fire. Go to our site at opfsc.org and sign up for a home hardening assessment sponsored

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OPFSC August 2025 Update

Education=Action. Your Oak Park Fire Safe Council continues to work toward educating our community on how best to prepare for wildfires and protect our homes. Thank you to all of you who stopped by our table at the Concert in the Park event on July 12th in Oak Park. It was wonderful to have the chance

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Will Trash Cans Burn

Will your trash cans burn? Watch the video to see if your guess is correct. Trash cans should always be moved at least 5 feet away from the house and any combustible material on: Red Flag days Voluntary Evacuation (Set!) orders are given Mandatory Evacuation (Go!) orders are given Video:Thanks to NIST (National Fire Research

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Model Hardened Home in Oak Park

This home received a Wildfire Prepared Home Designation Certificate. When Janet Jackson moved to Oak Park from Pittsburgh, Pennsylvania in 1998, she unwittingly began the process of hardening her home against California’s destructive wildfires. Jackson’s father, John Kachuta, a contractor, convinced her to replace the vinyl gate on the side of the house to metal.

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Let’s Talk Defensible Space

What is Defensible Space? CAL FIRE defines Defensible Space as the buffer between your structure and the surrounding area. Adequate defensible space acts as a barrier to slow or halt the progress of fire that would otherwise engulf your property. It also helps ensure the safety of firefighters defending your home. Defensible Space is the

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The Tale of Two Homes

One home burned and the other did not In a recent article by LA Times, staff writer Jack Flemming, writes about a home hardening demonstration put on by the Insurance Institute for Business & Home Safety (IBHS), and the California Building Industry Association. The demonstration pitted the ignitability of two tiny homes, one built to

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Judge Rules California FAIR Plan’s smoke-damage policy is illegal

In a landmark decision, judge rules California FAIR Plan’s smoke-damage policy is illegal. A Los Angeles County Superior Court Judge said Tuesday, June 24, 2025, that the California FAIR Plan Assn.’s policy violates the insurance code because it provides less coverage than what is required by the state’s Standard Form Fire Insurance Policy. Since 2017, the plan

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